For those who often make purchases in the Auchan network, it will be advantageous to issue a card of the same name, the issuer of which is Credit Europe Bank. Among other convenient services provided to users of this product is Internet banking.
To enter it, you need to register in the system and receive data for your Personal Account. How this can be done - we will tell you further.
But first, let us remind our readers that, which represents the card "Auchan". This is an ordinary payment plastic card with a permitted overdraft (i.e. it is possible to issue a loan to its account).
What is it for? To accumulate bonus points, which are awarded to the cardholder for any purchases made without cash, including in online stores. The accumulated points can then be exchanged for AUCHAN gift cards, where one bonus is equal to one ruble.
To write an application You can get it in any of the stores of this chain. It can be obtained by any citizen of the Russian Federation with a constant income and work experience at the current place of work of at least 4 months.
Of the required documents for registration, only a passport is declared. However, if you need a credit limit for your card of more than 20,000 rubles, then in this case you will need to present an additional document of your choice.
But back to Internet banking. This is a special service that allows you to access your account online, as well as perform various operations, such as transfers and payments.
To enter your Personal Account, You need:
- Follow this link.
- In the event that you do not yet have login data, namely login and password, then you will need to click on the "Registration" link. A questionnaire will appear with white blank fields that must be filled out. First you enter the card details (number, pin code), then your mobile phone. The information necessary to receive data comes to his number. Be sure to read the terms of the agreement and check the box.
- After you have information about the login and password, you need to enter them using the link that was presented above. If this is your first time logging in, the system may give you hints about some sections and available features. You can also change the password to a more convenient one for you.
- If you have already received this information, but you have lost or forgotten it, it does not matter. The same information window under the link "Registration" has one more line - "Forgot password". After going through it, you can restore the information you need.
In your Personal Account you will be able to track the status of your money and bonus account.
About additional functionswhich you can use in the Auchan card internet banking, you can find out by calling the Credit Europe Bank hotline, number: 8-800700-775-7.
If you want to know how to get a loan without failure? Then walk along
Quite recently, with the growing popularity of Auchan hypermarkets, Credit Europe Bank has issued a rather interesting card. The card itself is intended directly for payment in Auchan stores. Auchan "Credit Europe Bank" card - pros and cons, advantages over other cards, and how can you get it?
Auchan card "Credit Europe Bank" with bonuses and discountsConditions for Auchan bank card
The card itself is issued directly in the international payment system under the status. That is why the card can be used not only in our country, but also abroad: making various purchases, transfers and even withdrawing cash from ATMs.
The card is a credit card and has a rather large credit limit of 250,000 rubles, which is much more than many banks have. Also, in the first 50 days you get a grace period and you can pay with your card without an interest rate. Further, after the expiration of the grace period, the rate will be 27% per annum, which is not so much.
Auchan loyalty bonus program
The Auchan credit card "Credit Europe Bank" also has a rather profitable bonus loyalty program. Moreover, bonuses are awarded when paying around the world, including when buying on the Internet.
If you make purchases in the Auchan chain of stores, then from the amount you will receive 1% points or bonuses. And when buying in other stores, the percentage will be 0.8. When you have accumulated a certain number of points, you can exchange these bonuses for gift cards from Auchan. 1 bonus is equal to 1 ruble at the rate of the loyalty program.
Auchan card discount program
Also, a discount program is connected to the card, which allows you to purchase goods and services at reduced prices. To do this, you need to spend money on the card with the partners of the bank and this program. A complete list of partners and stores can be viewed on the Credit Europe Bank website. The percentage of discounts varies greatly from 3% to 5%.
How to get an Auchan card "Credit Europe Bank"
You must be a citizen of the Russian Federation and have a passport on hand. Also, if you want to request a limit of more than 140 thousand, then you must have a certificate of income for the second form of personal income tax and work experience of at least 3 months in one organization.
Conclusion
At the moment, this is one of the most profitable credit cards, which, if used correctly, gives you the opportunity to get profit and win by means of bonus and discount programs.
More recently, Auchan hypermarkets accepted credit cards of the same name for payment. Currently, you can pay for a purchase using a payment instrument of any financial institution, but the popularity of Auchan Visa Classic has not suffered from this. The reason is that it provides the holder with not only one advantage in the form of a credit limit, but many others.
Many people mistakenly refer to it as a credit card. Objectively speaking, the card is a debit card, and its holder has the ability to use both borrowed funds and personal.
An overdraft is provided for a payment instrument - a revolving credit limit. You can deposit your funds in various ways, for example, through the Credit EuropeBank terminals. It is this financial institution that issues the payment instrument and provides the holder with borrowed funds. There are also many other ways that you can deposit money into your account.
In order to get a credit card, you can contact the bank branch. To obtain it, you need to have a passport. The easiest option is to get a credit card directly from the Auchan hypermarket. Issuance takes place on the day of application.
Credit EuropeBank positions the payment instrument as a payment card with an overdraft. It is accepted for payment in all retail chains in Russia and abroad. Holders become members of the discount and bonus program. The latter is carried out on the basis of a partnership agreement with the Auchan retail chain.
Credit card benefits:
- loan amount - up to 250,000 rubles;
- when paying for goods and services in Russia, a bonus of 1% is charged;
- when paying for goods and services on the Internet and abroad, a 0.8% bonus is charged.
A rate of 27% is charged for the use of funds (Moscow region). In the regions, the rate is 31.5%. Minimum commission for cash withdrawals: 399 rubles, 4.5%. Obligatory monthly payment for debt is 5% of the total amount. For using the SMS notification service, a payment of 50 rubles per month is charged.
Credit cards of Auchan hypermarkets are an expansion of opportunities for making purchases in stores in Russia and abroad. Debit and credit cards "Credit Europe Bank" help people across the country to purchase desired goods without worrying about their own finances, because the system allows you to use.
Auchan Visa Classic card is a credit card or with the ability to pay for purchased goods after a preliminary purchase. You can pay for goods in Auchan hypermarkets and in other stores of various types.
The main payment condition is the availability of services of the Visa International system.
The system operates on the territory of the Russian Federation, abroad and other trade enterprises around the world.
Objective advantages:
- grace period for 50 days;
- availability of bonus points, offers and a discount program;
- payment without commission at specialized ATMs;
- the ability to use the card as an additional wallet;
- credit limit in the amount of 250,000 rubles;
- withdrawal of cash on credit;
- the possibility of contactless payment, the use of a chip and magnetic stripe;
- payment for purchases in online stores;
- the general term of use is 3 years, then the card will be reissued automatically at the expense of the company.
During the grace period, which lasts for a total of 50 days, the client has the right to make an interest-free settlement with the bank after making purchases. To pay off debts it is best to use Credit Europe Bank ATMs and Eleksnet terminals (Oney menu). Thanks to these services, the option of commission-free settlement and instant transfer of funds to the client's personal account is preserved.
The discount program offers discounts in the amount of 3-5%, and the loyalty program provides points that are credited for each transaction. It is important to know: one point is equal to one ruble. There is also an exchange of points for Auchan gift cards.
You can find out the balance of the card from Credit Europe Bank in Internet banking. The site is perfect for safe and quick navigation in your personal account. It is possible to control finances using a mobile application in which many monetary transactions are carried out, associated not only with the purchase of goods of various directions, but also many others. The balance can be found both in the application and in the Internet bank by going to the thematic tab with the current account amount. There is also the possibility of paying for utilities, mobile communications, Internet and television.
In order to start using the services, you must enter your account on the official website of the bank.
To enter your personal account using the Auchan Credit Europe Bank card, use the link: https://online.crediteurope.ru/FWFIB/loginNewNV.jsp?companyCode\u003dRU&lang\u003dru.
Or go to the Internet bank through the Auchan store website:
It will be quite simple to issue a card due to the available conditions. The credit limit is set by the bank based on the individual qualities of the client.
Required criteria for filing an application:
- active phone number of the future client;
- russian citizenship, passport;
- age from 21 to 65 years.
In cases where the requested maximum amount is more than 140,000 rubles:
- 2-NDFL;
- proof of employment in the form of a certificate (in the form of a bank);
- proof of income in the form of a certificate (in the form of a bank);
- statement of a salary account;
- certificate of state registration of individual entrepreneurs;
- tax declaration of individual entrepreneurs.
To approve the application:
- official employment for 3 months or more;
- registration at the place of residence - the territory of the Russian Federation;
- presence of 3 telephone numbers registered at the place of residence at the moment;
- number (landline or mobile) associated with the place of registration;
- work phone number (place of work).
The card is issued directly in the Auchan hypermarkets.
Tariffs "Credit Europe Bank" are a program tailored for a certain contingent of people, which is why it is not suitable for everyone. Many services are provided free of charge, but others are expensive.
There are quite a few additional services. If you wish, you can change the PIN-code for free, issue notifications by means of SMS-mailing, it is provided for the first month free of charge.
Service:
Commission:
Limit
Interest
Additional services
You can find out more information about tariffs at the link:
How to close a card account?
There are two options to close the Credit Europe bank card:
- Client initiative:
To close the account, you need to terminate the agreement with a paper application after 35 days after receiving the card.
- Bank initiative:
The account is closed if the bank notes the absence of payments for 2 years. In such cases, the bank is obliged to send a written notification to the client, and then wait for a response within two months. In its absence, the contract is considered terminated.
When buying goods, you no longer have to worry about how you can pay for them. With the Auchan credit card, if necessary, you can buy products using borrowed funds. Credit card holders enjoy not only favorable terms of registration and service, but also participate in a special bonus program.
Auchan hypermarket is in great demand among our fellow citizens. If a few years ago it was possible to pay for purchases only through an Auchan card, today you can already use VISA or MasterCard. But these changes did not affect the popularity of Auchan credit cards in any way, as the owners enjoy many benefits.
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How to get an Auchan credit card?
Credit card ordering rules
Asha's credit card is a rather profitable banking product. This is primarily due to the presence of a grace period, as well as a relatively low interest rate.
But in order to issue such a card, you must meet certain requirements.
| Owner requirements |
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| Design principles |
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The Auchan credit card belongs to the international system Visa International and has a revolving limit, while clients can use both their own funds and borrowed ones
How to use Auchan credit card
To use the Auchan credit card correctly, you must first find out the terms of its use, including the amount of mandatory payments and commissions.
Commissions and payments
| Commissions and payments | Amount |
| Main card annual service amount | 290 rubles |
| Annual maintenance fee for additional card | 145 rubles |
| Withdrawing credit from ATMs | 4,5% , minimum 399 rubles |
| Withdrawal of credit funds in the PVN | 4,5% , minimum 399 rubles |
| Balance inquiry at ATM of another bank | 30 rubles |
| New card issuance | 150 rubles |
| Card replenishment | no commission |
| Withdrawing your own funds from an ATM or personal identification number of your bank | no commission |
| Penalty for cost overruns | 0,08% |
| Penalty for non-repayment of loan funds | 20% annual |
According to the above conditions, a credit card can be issued at Europe Bank.
Additional services
The Auchan card can be used everywhere: it can be used to pay both in the Auchan chain of stores and in other supermarkets, cafes and restaurants. In addition, the owners can cash out both their own and borrowed funds. At the same time, when cashing out, the commission is quite small.
By issuing an Auchan card, its holders automatically become participants in a special bonus program. When making purchases in the Auchan chain of stores, they receive a bonus in the amount of 1% from the amount of purchases. And when concluding any other non-cash transactions (including on the Internet), the owners receive a bonus in the amount of 0,8% from the transaction amount, and the received points can be later exchanged for a gift card in the Auchan store ( 1 point is equal to 1 ruble).
The cardholder is provided with a monthly statement by which you can find out the amount of debt. The statement can be received both in electronic and paper form.
The amount owed can be found in the contact center, which works around the clock
Advantages and disadvantages
The Auchan credit card has both advantages and disadvantages.
The main benefits include a revolving credit limit. This is a rather attractive condition, considering also the fact that the owner can receive a limit of up to 200,000 rubles... Owners are granted a grace period of up to 50 dayswhich makes this loan product more attractive.
Other benefits include:
- no commission for card registration;
- relatively low service fees;
- small amount of monthly obligatory payments (total 5% of the amount owed).
In addition, a credit card is issued in a relatively short period of time: the card is issued within a few minutes from the moment the application is submitted. The card is valid for 3 years... As advantages, one can also indicate the presence of a special bonus program, which is actively used by many Auchan cardholders.